But do service providers like Facebook really have any other option? The need is for better distribution, not just to the browser but to apps of all varieties on mobile devices, tablets and other platforms.
The bet they are making is that they can offer free APIs to developers. Those developers spread Facebook to the far reaches of our distributed economy. Over time, Facebook can leverage all that data and make a profit, too.
That can be a risky bet. Asay points to David Hansson of 37Signals, a skeptic of Facebook's strategy.
Hansson writes:
"Maybe Facebook just needs to mature, you say. If we give them just a few more years, the profit fairy might drop by and sprinkle her billions all over Facebook and its shareholders. I call fat chance.
Facebook has been around for seven years. It has 500 million users. If you can't figure out how to make money off half a billion people in seven years, I'm going to go out on a limb and say you're unlikely to ever do."
Asay goes on to point out that it's how companies parse the data that determines success. Twitter, for instance, now has its own URL shortener to track all kinds of information across the Web. That's a big deal for advertisers who are trying to define the value of advertising through an activity stream.
Next Big Future compares Facebook to Google. Facebook, from their point of view, has a long way to go:
.
...Currently, Google makes fourteen times as much revenue per impression as Facebook. Currently, Facebook has 7.07% of Internet traffic. To increase revenue by 14 times, they would need to serve 98% of today's web traffic. Admittedly, web traffic will increase but it still requires Google to push less than 7% of Facebook traffic to equal the same revenue.The reason for the lower revenue per impression is that people surf Facebook for friends and social and not to buy. That is why Facebook Marketplace failed.
What may set Facebook apart is the data that comes with social interactions. That can sometimes be converted more easily to virtual currency than real cash. Gestures provide ways to reward people. Those rewards may create the drive in demand for a variety of services that can be traded like tokens. Social games, for instance, can have complex reward systems. These currency systems have their own sets of value that may help Facebook make a significant return on the investment it is making in opening its API.
Audrey left the following comment on my post on renting (I’ve edited it a bit for space reason, but you can read it in it’s entirety here):
I know you talk about all these ways to save money, and anyone can do it, but it just doesn’t seem possible for us! I use coupons to save money, but even then we have no wiggle room in our budget for anything. We never have. My husband makes $1400/month (sometimes $1600) after tax.
I guess I just feel discouraged a lot, because we want so badly to save money (we don’t ever want debt), it just doesn’t feel possible. We’ve been trying for four years to save money and it just gets depleted because my husband’s hours get cut (which seems to happen to us a lot, no matter who he works for) and he can’t find more work. Any advice or encouragement for those of us who do rent because it’s cheaper, but have to use up more than half our income on our housing?
We’re paying $900/month here (water, sewer and garbage included). That leaves $500/month to spend on the rest of our bills — phone, electricity, internet, etc. We don’t have cable (for obvious reasons), and we have a great deal on internet and phone, and I use coupons like crazy to save money on everything, but with our two kids (3 and 1), it’s just barely enough to get by (well, it’s not right now, we’re getting behind on bills).
I hate how broke we are all the time (and always have been). Thankfully, the only debt we have is a bill we’re a couple months behind on. But we don’t have a car payment (our old car is desperately in need of repairs though — I’m afraid the tires are going to fall off, but we can’t afford to fix it!), we tithe, we don’t have credit cards, etc. But it just seems impossible to set money aside for big purchases (or even little purchases, like getting the car fixed!).
I have no idea how to remedy this situation. I do odds and ends from home. I clean houses when I can, and that sort of thing, but that brings in an average of $25/month, and my husband is already burnt out working as often as he is. He’s had no luck finding a second job (he’s already working so much already), either. I’m just not sure how to get ourselves out of this hole!
I wish you lived closer, Audrey, and I’d have you over and give you a big hug and sit down with you over a cup of tea to try and encourage you. I know how it feels when it seems like you’re working so hard and getting no traction. You’re wondering how on earth the ends are going to meet at the end of the month or what you’d do if your car breaks down or how you’re going to pay your utility bill.
Five years ago, that’s exactly where we were. And it was really, really hard. I’d grown up being taught to trust in God, but in those first few years of marriage, the rubber met the road and I realized that actually trusting God was a whole lot harder than it sounded.
The lessons we learned during those times of feeling pretty desperate financially were so hard but, oh so good! And we wouldn’t trade them for the world. It strengthened our trust in the Lord, it strengthened our marriage, it matured us as individuals and it inspired us to learn all sorts of creative and entrepreneurial things we never dreamed we’d learn or attempt!
Here are some things which helped us to pull through that time and start making traction little by little:
1) Pray
God delights in providing for those who trust in Him. Claim His promises. Pray His Word back to Him. Cry out to Him for provision, for wisdom, for guidance, for creativity, for open doors. Pray about the little things and the big things; nothing is too small or big for God.
And realize that He will never, never, never, no never leave or forsake you (Hebrews 13:5)!
2) Stick To Your Budget
Be very, very vigilant in adhering to your written budget. While it might seem like you’re not getting traction, sticking with your budget will ensure that you’re not sliding backwards or getting any farther behind than your possibly have to.
3) Realize That Your Attitude Can Make or Break the Situation
I wholeheartedly believe that you’re not stuck unless you choose to be. You can always be learning, growing, improving yourself and seeking to improve your financial situation — even if it seems that your actual income is staying the same.
Have a cheerful, grateful spirit. Focus on counting your blessings rather than all the difficult things in your life. And determine, by the grace of God, that you are going to do all you can to make the most of your situation, to stretch your resources as far as possible and to use any extra time you have in your day to increase your income.
4) Set Microscopic Goals To Begin With
No matter your income or financial situation, you can set goals, even if they are microscopic. You likely can’t save $100 this month, but I’m guessing that if you squeezed, you might be able to save $2 or $5 — or maybe even $10. Start there and set this aside in a savings account as your Emergency Fund (or however else you want to designate it) and add to it each month. Over time, you just might be surprised at how it will grow!
In addition, don’t just set goals for saving money, set goals for earning money, too! You said that you’re usually doing around $25 per month cleaning houses. What if you were to challenge yourself to bump that number up to $35 this coming month? And then little bit, by little bit, continue to bump it up.
I also recommend setting goals for improving yourself — such as skills to learn and books to read. Choose things which will help you be able to increase your income, make wise financial choices and which will encourage you in your current situation.
As always: don’t bite off more than you can chew. I’d suggest starting by setting two to four tiny goals each month. Once you accomplish those, add a few more. When you feel ready, increase the goals by a tiny little bit and then a little bit more. Setting goals — even if they are teensy-tiny — and then actually reaching them can give you enormous encouragement and you just might be amazed at the momentum it gives you!
5) Look For Any Extra Cash You Can Come Up With
You mentioned that you clean houses, if you are looking to expand, consider contacting local multi-unit rentals to see if they need someone to clean their units when a renter moves out. Or make connections with realtors and ask them about cleaning foreclosed homes for them or having them recommend you to sellers who want to have their home professionally cleaned after they move out.
Think outside the box of what normal professional cleaners do and you’ll likely land upon some really successful ideas. Contact business owners and offer to clean their office space. Advertise your business on Craigslist. Offer a discount to your current customers if they refer you to others who then end up using your services.
You also said you have a blog and that you’re currently making about $2 per month off it. I’d suggest you try to learn and implement some of the suggestions on BloggingWithAmy.com in order to steadily increase that each month.
While some may disagree with me, I think almost anyone who is willing to put in some time and effort can earn at least an extra $50 to $100 per month by spending three hours of blogging each week. You already have your blog set up and running, so I’d encourage you to work on monetizing it and growing it — if it’s something you enjoy.
6) Improve Yourself
Seek to make the most of every opportunity to learn, to grow, to glean. Always be learning new things, trying new things and coming up with new ideas. Don’t be content with the status quo.
Read good books which challenge and motivate you. As much as is possible, remove negative influences from your life which just suck time and energy. Replace them with things that encourage and inspire you.
7) Don’t Give Up
Finally, do not give up. Your situation will not change overnight; gaining traction is not instantaneous. But if you’re willing to keep working hard, to keep experimenting, to keep setting goals, to keep pressing forward, to keep sticking with the budget and to keep going when the going gets tough, it will pay off.
Don’t lose heart! Keep looking to the Lord and asking Him to provide and guide you — and see Him do amazing things!
eric seiger
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
skin
and vein center
But do service providers like Facebook really have any other option? The need is for better distribution, not just to the browser but to apps of all varieties on mobile devices, tablets and other platforms.
The bet they are making is that they can offer free APIs to developers. Those developers spread Facebook to the far reaches of our distributed economy. Over time, Facebook can leverage all that data and make a profit, too.
That can be a risky bet. Asay points to David Hansson of 37Signals, a skeptic of Facebook's strategy.
Hansson writes:
"Maybe Facebook just needs to mature, you say. If we give them just a few more years, the profit fairy might drop by and sprinkle her billions all over Facebook and its shareholders. I call fat chance.
Facebook has been around for seven years. It has 500 million users. If you can't figure out how to make money off half a billion people in seven years, I'm going to go out on a limb and say you're unlikely to ever do."
Asay goes on to point out that it's how companies parse the data that determines success. Twitter, for instance, now has its own URL shortener to track all kinds of information across the Web. That's a big deal for advertisers who are trying to define the value of advertising through an activity stream.
Next Big Future compares Facebook to Google. Facebook, from their point of view, has a long way to go:
.
...Currently, Google makes fourteen times as much revenue per impression as Facebook. Currently, Facebook has 7.07% of Internet traffic. To increase revenue by 14 times, they would need to serve 98% of today's web traffic. Admittedly, web traffic will increase but it still requires Google to push less than 7% of Facebook traffic to equal the same revenue.The reason for the lower revenue per impression is that people surf Facebook for friends and social and not to buy. That is why Facebook Marketplace failed.
What may set Facebook apart is the data that comes with social interactions. That can sometimes be converted more easily to virtual currency than real cash. Gestures provide ways to reward people. Those rewards may create the drive in demand for a variety of services that can be traded like tokens. Social games, for instance, can have complex reward systems. These currency systems have their own sets of value that may help Facebook make a significant return on the investment it is making in opening its API.
Audrey left the following comment on my post on renting (I’ve edited it a bit for space reason, but you can read it in it’s entirety here):
I know you talk about all these ways to save money, and anyone can do it, but it just doesn’t seem possible for us! I use coupons to save money, but even then we have no wiggle room in our budget for anything. We never have. My husband makes $1400/month (sometimes $1600) after tax.
I guess I just feel discouraged a lot, because we want so badly to save money (we don’t ever want debt), it just doesn’t feel possible. We’ve been trying for four years to save money and it just gets depleted because my husband’s hours get cut (which seems to happen to us a lot, no matter who he works for) and he can’t find more work. Any advice or encouragement for those of us who do rent because it’s cheaper, but have to use up more than half our income on our housing?
We’re paying $900/month here (water, sewer and garbage included). That leaves $500/month to spend on the rest of our bills — phone, electricity, internet, etc. We don’t have cable (for obvious reasons), and we have a great deal on internet and phone, and I use coupons like crazy to save money on everything, but with our two kids (3 and 1), it’s just barely enough to get by (well, it’s not right now, we’re getting behind on bills).
I hate how broke we are all the time (and always have been). Thankfully, the only debt we have is a bill we’re a couple months behind on. But we don’t have a car payment (our old car is desperately in need of repairs though — I’m afraid the tires are going to fall off, but we can’t afford to fix it!), we tithe, we don’t have credit cards, etc. But it just seems impossible to set money aside for big purchases (or even little purchases, like getting the car fixed!).
I have no idea how to remedy this situation. I do odds and ends from home. I clean houses when I can, and that sort of thing, but that brings in an average of $25/month, and my husband is already burnt out working as often as he is. He’s had no luck finding a second job (he’s already working so much already), either. I’m just not sure how to get ourselves out of this hole!
I wish you lived closer, Audrey, and I’d have you over and give you a big hug and sit down with you over a cup of tea to try and encourage you. I know how it feels when it seems like you’re working so hard and getting no traction. You’re wondering how on earth the ends are going to meet at the end of the month or what you’d do if your car breaks down or how you’re going to pay your utility bill.
Five years ago, that’s exactly where we were. And it was really, really hard. I’d grown up being taught to trust in God, but in those first few years of marriage, the rubber met the road and I realized that actually trusting God was a whole lot harder than it sounded.
The lessons we learned during those times of feeling pretty desperate financially were so hard but, oh so good! And we wouldn’t trade them for the world. It strengthened our trust in the Lord, it strengthened our marriage, it matured us as individuals and it inspired us to learn all sorts of creative and entrepreneurial things we never dreamed we’d learn or attempt!
Here are some things which helped us to pull through that time and start making traction little by little:
1) Pray
God delights in providing for those who trust in Him. Claim His promises. Pray His Word back to Him. Cry out to Him for provision, for wisdom, for guidance, for creativity, for open doors. Pray about the little things and the big things; nothing is too small or big for God.
And realize that He will never, never, never, no never leave or forsake you (Hebrews 13:5)!
2) Stick To Your Budget
Be very, very vigilant in adhering to your written budget. While it might seem like you’re not getting traction, sticking with your budget will ensure that you’re not sliding backwards or getting any farther behind than your possibly have to.
3) Realize That Your Attitude Can Make or Break the Situation
I wholeheartedly believe that you’re not stuck unless you choose to be. You can always be learning, growing, improving yourself and seeking to improve your financial situation — even if it seems that your actual income is staying the same.
Have a cheerful, grateful spirit. Focus on counting your blessings rather than all the difficult things in your life. And determine, by the grace of God, that you are going to do all you can to make the most of your situation, to stretch your resources as far as possible and to use any extra time you have in your day to increase your income.
4) Set Microscopic Goals To Begin With
No matter your income or financial situation, you can set goals, even if they are microscopic. You likely can’t save $100 this month, but I’m guessing that if you squeezed, you might be able to save $2 or $5 — or maybe even $10. Start there and set this aside in a savings account as your Emergency Fund (or however else you want to designate it) and add to it each month. Over time, you just might be surprised at how it will grow!
In addition, don’t just set goals for saving money, set goals for earning money, too! You said that you’re usually doing around $25 per month cleaning houses. What if you were to challenge yourself to bump that number up to $35 this coming month? And then little bit, by little bit, continue to bump it up.
I also recommend setting goals for improving yourself — such as skills to learn and books to read. Choose things which will help you be able to increase your income, make wise financial choices and which will encourage you in your current situation.
As always: don’t bite off more than you can chew. I’d suggest starting by setting two to four tiny goals each month. Once you accomplish those, add a few more. When you feel ready, increase the goals by a tiny little bit and then a little bit more. Setting goals — even if they are teensy-tiny — and then actually reaching them can give you enormous encouragement and you just might be amazed at the momentum it gives you!
5) Look For Any Extra Cash You Can Come Up With
You mentioned that you clean houses, if you are looking to expand, consider contacting local multi-unit rentals to see if they need someone to clean their units when a renter moves out. Or make connections with realtors and ask them about cleaning foreclosed homes for them or having them recommend you to sellers who want to have their home professionally cleaned after they move out.
Think outside the box of what normal professional cleaners do and you’ll likely land upon some really successful ideas. Contact business owners and offer to clean their office space. Advertise your business on Craigslist. Offer a discount to your current customers if they refer you to others who then end up using your services.
You also said you have a blog and that you’re currently making about $2 per month off it. I’d suggest you try to learn and implement some of the suggestions on BloggingWithAmy.com in order to steadily increase that each month.
While some may disagree with me, I think almost anyone who is willing to put in some time and effort can earn at least an extra $50 to $100 per month by spending three hours of blogging each week. You already have your blog set up and running, so I’d encourage you to work on monetizing it and growing it — if it’s something you enjoy.
6) Improve Yourself
Seek to make the most of every opportunity to learn, to grow, to glean. Always be learning new things, trying new things and coming up with new ideas. Don’t be content with the status quo.
Read good books which challenge and motivate you. As much as is possible, remove negative influences from your life which just suck time and energy. Replace them with things that encourage and inspire you.
7) Don’t Give Up
Finally, do not give up. Your situation will not change overnight; gaining traction is not instantaneous. But if you’re willing to keep working hard, to keep experimenting, to keep setting goals, to keep pressing forward, to keep sticking with the budget and to keep going when the going gets tough, it will pay off.
Don’t lose heart! Keep looking to the Lord and asking Him to provide and guide you — and see Him do amazing things!
eric seiger dermatology
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
eric seiger
Dr. eric seiger
Dr. eric seiger
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
skin
and vein center
But do service providers like Facebook really have any other option? The need is for better distribution, not just to the browser but to apps of all varieties on mobile devices, tablets and other platforms.
The bet they are making is that they can offer free APIs to developers. Those developers spread Facebook to the far reaches of our distributed economy. Over time, Facebook can leverage all that data and make a profit, too.
That can be a risky bet. Asay points to David Hansson of 37Signals, a skeptic of Facebook's strategy.
Hansson writes:
"Maybe Facebook just needs to mature, you say. If we give them just a few more years, the profit fairy might drop by and sprinkle her billions all over Facebook and its shareholders. I call fat chance.
Facebook has been around for seven years. It has 500 million users. If you can't figure out how to make money off half a billion people in seven years, I'm going to go out on a limb and say you're unlikely to ever do."
Asay goes on to point out that it's how companies parse the data that determines success. Twitter, for instance, now has its own URL shortener to track all kinds of information across the Web. That's a big deal for advertisers who are trying to define the value of advertising through an activity stream.
Next Big Future compares Facebook to Google. Facebook, from their point of view, has a long way to go:
.
...Currently, Google makes fourteen times as much revenue per impression as Facebook. Currently, Facebook has 7.07% of Internet traffic. To increase revenue by 14 times, they would need to serve 98% of today's web traffic. Admittedly, web traffic will increase but it still requires Google to push less than 7% of Facebook traffic to equal the same revenue.The reason for the lower revenue per impression is that people surf Facebook for friends and social and not to buy. That is why Facebook Marketplace failed.
What may set Facebook apart is the data that comes with social interactions. That can sometimes be converted more easily to virtual currency than real cash. Gestures provide ways to reward people. Those rewards may create the drive in demand for a variety of services that can be traded like tokens. Social games, for instance, can have complex reward systems. These currency systems have their own sets of value that may help Facebook make a significant return on the investment it is making in opening its API.
Audrey left the following comment on my post on renting (I’ve edited it a bit for space reason, but you can read it in it’s entirety here):
I know you talk about all these ways to save money, and anyone can do it, but it just doesn’t seem possible for us! I use coupons to save money, but even then we have no wiggle room in our budget for anything. We never have. My husband makes $1400/month (sometimes $1600) after tax.
I guess I just feel discouraged a lot, because we want so badly to save money (we don’t ever want debt), it just doesn’t feel possible. We’ve been trying for four years to save money and it just gets depleted because my husband’s hours get cut (which seems to happen to us a lot, no matter who he works for) and he can’t find more work. Any advice or encouragement for those of us who do rent because it’s cheaper, but have to use up more than half our income on our housing?
We’re paying $900/month here (water, sewer and garbage included). That leaves $500/month to spend on the rest of our bills — phone, electricity, internet, etc. We don’t have cable (for obvious reasons), and we have a great deal on internet and phone, and I use coupons like crazy to save money on everything, but with our two kids (3 and 1), it’s just barely enough to get by (well, it’s not right now, we’re getting behind on bills).
I hate how broke we are all the time (and always have been). Thankfully, the only debt we have is a bill we’re a couple months behind on. But we don’t have a car payment (our old car is desperately in need of repairs though — I’m afraid the tires are going to fall off, but we can’t afford to fix it!), we tithe, we don’t have credit cards, etc. But it just seems impossible to set money aside for big purchases (or even little purchases, like getting the car fixed!).
I have no idea how to remedy this situation. I do odds and ends from home. I clean houses when I can, and that sort of thing, but that brings in an average of $25/month, and my husband is already burnt out working as often as he is. He’s had no luck finding a second job (he’s already working so much already), either. I’m just not sure how to get ourselves out of this hole!
I wish you lived closer, Audrey, and I’d have you over and give you a big hug and sit down with you over a cup of tea to try and encourage you. I know how it feels when it seems like you’re working so hard and getting no traction. You’re wondering how on earth the ends are going to meet at the end of the month or what you’d do if your car breaks down or how you’re going to pay your utility bill.
Five years ago, that’s exactly where we were. And it was really, really hard. I’d grown up being taught to trust in God, but in those first few years of marriage, the rubber met the road and I realized that actually trusting God was a whole lot harder than it sounded.
The lessons we learned during those times of feeling pretty desperate financially were so hard but, oh so good! And we wouldn’t trade them for the world. It strengthened our trust in the Lord, it strengthened our marriage, it matured us as individuals and it inspired us to learn all sorts of creative and entrepreneurial things we never dreamed we’d learn or attempt!
Here are some things which helped us to pull through that time and start making traction little by little:
1) Pray
God delights in providing for those who trust in Him. Claim His promises. Pray His Word back to Him. Cry out to Him for provision, for wisdom, for guidance, for creativity, for open doors. Pray about the little things and the big things; nothing is too small or big for God.
And realize that He will never, never, never, no never leave or forsake you (Hebrews 13:5)!
2) Stick To Your Budget
Be very, very vigilant in adhering to your written budget. While it might seem like you’re not getting traction, sticking with your budget will ensure that you’re not sliding backwards or getting any farther behind than your possibly have to.
3) Realize That Your Attitude Can Make or Break the Situation
I wholeheartedly believe that you’re not stuck unless you choose to be. You can always be learning, growing, improving yourself and seeking to improve your financial situation — even if it seems that your actual income is staying the same.
Have a cheerful, grateful spirit. Focus on counting your blessings rather than all the difficult things in your life. And determine, by the grace of God, that you are going to do all you can to make the most of your situation, to stretch your resources as far as possible and to use any extra time you have in your day to increase your income.
4) Set Microscopic Goals To Begin With
No matter your income or financial situation, you can set goals, even if they are microscopic. You likely can’t save $100 this month, but I’m guessing that if you squeezed, you might be able to save $2 or $5 — or maybe even $10. Start there and set this aside in a savings account as your Emergency Fund (or however else you want to designate it) and add to it each month. Over time, you just might be surprised at how it will grow!
In addition, don’t just set goals for saving money, set goals for earning money, too! You said that you’re usually doing around $25 per month cleaning houses. What if you were to challenge yourself to bump that number up to $35 this coming month? And then little bit, by little bit, continue to bump it up.
I also recommend setting goals for improving yourself — such as skills to learn and books to read. Choose things which will help you be able to increase your income, make wise financial choices and which will encourage you in your current situation.
As always: don’t bite off more than you can chew. I’d suggest starting by setting two to four tiny goals each month. Once you accomplish those, add a few more. When you feel ready, increase the goals by a tiny little bit and then a little bit more. Setting goals — even if they are teensy-tiny — and then actually reaching them can give you enormous encouragement and you just might be amazed at the momentum it gives you!
5) Look For Any Extra Cash You Can Come Up With
You mentioned that you clean houses, if you are looking to expand, consider contacting local multi-unit rentals to see if they need someone to clean their units when a renter moves out. Or make connections with realtors and ask them about cleaning foreclosed homes for them or having them recommend you to sellers who want to have their home professionally cleaned after they move out.
Think outside the box of what normal professional cleaners do and you’ll likely land upon some really successful ideas. Contact business owners and offer to clean their office space. Advertise your business on Craigslist. Offer a discount to your current customers if they refer you to others who then end up using your services.
You also said you have a blog and that you’re currently making about $2 per month off it. I’d suggest you try to learn and implement some of the suggestions on BloggingWithAmy.com in order to steadily increase that each month.
While some may disagree with me, I think almost anyone who is willing to put in some time and effort can earn at least an extra $50 to $100 per month by spending three hours of blogging each week. You already have your blog set up and running, so I’d encourage you to work on monetizing it and growing it — if it’s something you enjoy.
6) Improve Yourself
Seek to make the most of every opportunity to learn, to grow, to glean. Always be learning new things, trying new things and coming up with new ideas. Don’t be content with the status quo.
Read good books which challenge and motivate you. As much as is possible, remove negative influences from your life which just suck time and energy. Replace them with things that encourage and inspire you.
7) Don’t Give Up
Finally, do not give up. Your situation will not change overnight; gaining traction is not instantaneous. But if you’re willing to keep working hard, to keep experimenting, to keep setting goals, to keep pressing forward, to keep sticking with the budget and to keep going when the going gets tough, it will pay off.
Don’t lose heart! Keep looking to the Lord and asking Him to provide and guide you — and see Him do amazing things!
skin
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Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
skin
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skin
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Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
eric seiger
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
eric seiger dermatology
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
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big seminar 14
big seminar 14
big seminar 14
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
big seminar 14
Well, today I bought an I ebook called The "Worn Paper" System - The average persons guide to making real money on the Internet. A friend had recommended it to me, and he said that it didn't cost an arm and a leg. Having some experience in Internet Marketing and making money online, I figured I would get it and read it. Also, the person that recommended it was an experienced Internet Marketer as well, so I trust his judgment.
Now, of course every book about making money online is going to say that it is a good book, so I went in trusting my friend's judgment, but somewhat skeptical that I wouldn't learn much new.
The book is a very simple, quick read. I personally like that. A beginner could read this and benefit a lot, but the writer does not take too much time focusing on basics, like finding hosting for a website, that you can learn anywhere.
There isn't anything about spending money on Pay-Per Click advertising. The book is more focused on making money WITHOUT having a huge budget or any budget.
One thing I somewhat disagreed with is that the writer says that to get started you would need about $100 safely, although thats an over-estimate. However, I found as I read the book, I could see how you wouldn't necessarily need any money to do a lot of the methods mentioned to drive traffic to a site. You could implement some of the free methods, and just market someone elses product (aka affiliate marketing). But I would see how you would need $100 or less if you were going to invent and market your own product.
The writer talks about how to make money online with an information/ebook product, as an affiliate marketer, or developing software. There's some good information about picking different markets that was helpful. I liked the ways the book said how you could write a good Ebook, and not be an expert. For example, you could do an interview with an expert on a subject, and split the profits.
Then, the writer talks about how to make money in any of these areas. Some ways mentioned to drive traffic to your site are blogging, Viral reports, E-mailing lists, Ebay, and more. There were some creative ways to market things for free that I hadn't heard. In addition, it mentions what blog and article sites would be most likely to be picked up by search engines. Like I said, all of the techniques are free, and thats the best thing. For a beginner, this information is exteremly helpful. For the experienced, it sharpens your skills.
I liked what the "worn paper" was as well. I suppose I shouldn't give it away. I printed it out and will keep it on my wall as the method to use everytime I market a product or software. It is a great blueprint.
In conclusion, I would say that for the new person, the downside to this book is that you might have to do some research to do some of the techniques in the book. Such as, making a website, learning what an autoresponder is, how to write decent articles/reviews (which you basically learn by DOING). But the upside is that if you don't have a huge budget, don't know how to use Google Adwords and Yahoo Search Marketing well, and want to know some good ways to start an Internet Marketing to career the book is a MUST BUY.
For highly advanced internet marketer, you will know a lot of the information mentioned in the book, but will probably learn some new things and techniques to drive new and free traffic to your sites.
Either way, the information will be helpful, and for only $27 (compared to a lot of other ebooks on this subject I've bought), you are looking at a STEAL for this information. Most of them are $40-100+ that I know of.
If interested, go to Worn Paper for more information.
big seminar 14
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
big seminar 14
Worldchanging: Bright Green: Good <b>News</b> x2 for U.S. Offshore Wind
Good News x2 for U.S. Offshore Wind. Yale Environment 360, 13 Oct 10. U.S. Offshore Wind Could Provide 20 Percent of Electricity by 2030. U.S. officials calculate that the total potential for offshore wind generation is more than 4000 ...
CDMA iPhone <b>news</b>: Verizon's network is ready and India wants <b>...</b>
Oct. 13, 2010 - The Wall Street Journal is all about the iPhone these days. The publication recently posted about how Verizon will be getting the iPhone in 2011 and they've.
Yankees ALCS <b>News</b> - Pinstripe Alley
Yankees ALCS news and notes. ... Yankees ALCS News. Babe-ruth-and-lou-gehrig_tiny by Brandon C. on Oct 13, 2010 10:00 PM EDT in News � Tweet � 24 comments; Story-email Email; Printer Print. Texas Rangers grounds crew employee Don Crymes ...
big seminar 14
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